Send or receive money via Unibank and get your bonuses! All the senders and recipients of EUR/USD 500 or RUR 20,000 and more within a day will get the bonus scratch card carrying units for mobile phones.
*If you received or send several transfers within one day, the bonus will only be given for the individual inbound or outgoing transfer equalling or exceeding $500/ EUR 500 (or RUR 20,000). No transfers below this amount will be eligible to bonuses even if their total amount exceeds $500/ EUR 500 (or RUR 20,000).
The world is developing rapidly and we find more often than not that where we work is away from where we live – and not miles but sometimes countries away. This is when it is especially important to take care of those whom you had to leave behind to go to work.
The money transfer systems can help you with that.
To make money transfers as comfortable, efficient and economical as they get, our Bank became connected to six different transfer systems simultaneously. Those systems are:
Western Union
Contact
Bistraya Pochta
Faster
Xpress Money
Migom
Lider
Zolotaya Korona
BLIZKO
Coinstar
Each of these systems has its advantages and our specialists are forever prepared to offer you the one that suits you best.
Thanks to Western Union, you can make an instant money transfer to any part of the world because Western Union is an international system of transfers. Western Union (Western Union Financial Services, Inc.) was established in 1851 and has been making money transfers for individual customers without opening bank accounts since 1871. The modern communication systems and means are used in this process. Western Union has more than 150 thousand outlets in 189 countries right now; the cutting-edge technologies that the corporation has in its employ make it possible to transfer money over any distance in only minutes. Every transfer is protected with a world-class reliable security system that guarantees that your money will only get to the person you are sending it to.
You can do the following with Western Union:
Transfer money to 189 countries easily
You do not have to open a bank account to make a transfer
The transferred money will be available to the recipient within merely 5-10 minutes after the transfer has been made
You can collect the money transferred to you absolutely for free
If you decided to make a money transfer using Western Union and have actually sent the money, you will need to:
Present the bank official with your ID
Fill in a standard For Money Transfer form to indicate the following:
The amount transferred in words and digits
The town and country of your recipient
The full name of your recipient
Your full name
Your phone number
Your address
Once you have filled in the form, you will need to sign it and submit it to the bank official together with your ID. Then, you will need to enter the amount you are planning to send and pay the transfer fee (fees are determined in accordance with the current Tariffs). After your data has been processed, the bank official will give you a special ten-digit control number that you will need to communicate to your recipient. For greater security of your transfer, you may enter a security question and provide the security answer to it. Once the recipient has given the security answer, they will be issued the money that you transferred.
Special Conditions
Money transfers are subject to the requirements of the Central Bank of Azerbaijan (Regulations on Currency Operations of resident and non-residents of Azerbaijan Republic)
The bank opens current account for you in case of registration of the money transfer above 1000 AZN
If you have decided to receive a transfer sent via Western Union and be the recipient of the transfer, you will need to do the following:
Fill in the standard For Money Receipt form in which you will need to indicate the following:
Your full name
Your address
The amount you wish to receive
The full name of the sender
The phone number of the sender (if you know the number)
The town and the country where the transfer goes
The ten-digit transfer control number (if you know it)
You will also need to attach your personal signature to the form.
Please, remember that, as a rule, you will receive the money in the currency in which the sender transferred it. However, the transferred money is only paid in USD in some countries.
The additional paid services associated with money transfers If you want, we can provide you the following services for the separate charges (set in accordance with the current Tariffs of Western Union):
A message to go with your transfer (max. 20 words). You can send a brief message along with your transfer by entering it into the special field in the form (only Latin alphabet, please).
A phone notification (the option applies to a few countries only). If you are a sender, you can indicate the phone number of the recipient together with the town dialling code and the name of the town/state/province where the recipient lives. An official of the bank will ring the recipient up to tell them of the transfer and to explain where the money can be collected - this will be done within one hour upon the transfer. If the recipient is out, the official of Western Union will keep on trying to ring them up for two days (thrice a day).
Delivery of the transfer cheque to the address of the recipient (the option works in a few countries only). The transfer can be delivered to the recipient as a cheque that can be used as a tender of payment eventually.
Please, remember that you need to consult the bank official about the availability of any service you wish to pay for in the country in which your recipient lives.
If you have decided to transfer your money using Contact, we will be delighted to offer you this facility, too. This system of instant money transfers is the first Russian system transferring money in USD, EUR and RUR without bank accounts opened. Contact is based on a network of Russian and overseas correspondent banks and specialised companies licensed for retail services.
Contact has a highly-structured network involving 221 banks in Russia and running more than 1100 outlets in 400 towns. Contact also works with all the CIS republics and the Baltic States where it involves 60 banks with 4150 outlets in more than 1000 towns. Contact is also active in Azerbaijan co-operating with 7 leading local banks with about 70 service outlets.
Contact also works with banks of Bulgaria, Lebanon, Bosnia and Herzeg. Contact began to transfer money to China and Turkey in late 2003. Outside the Commonwealth, Contact works with 24 finance companies of Belgium, the UK, Germany, Israel, Iran, Spain, Canada, the United Arab Emirates, Portugal, Poland, USA, Switzerland and Sweden; those companies have outlets and agents virtually world-wide. Companies from Finland, Spain and Romania, and more companies from USA will join the set of partners of Contact very soon. On the whole, Contact covers as many as 80 countries.
If you decided to use Contact to transfer or receive money, please, remember that this system is:
An increased degree of reliability,
Supports comfortable and transparent transfers, and
Provides for easy accounting and reporting
Also, please, remember that, if you decided to make a transfer via Contact and act in the capacity of a sender of money, you will need to:
Call at Unibank, which is a Contact participant, then, choose the country, the town and the bank where your recipient should collect the money that you will transfer
Present our clerk with your ID
Our clerk will help you fill in the paperwork and will then give you the unique number of your transfer
Then, you will need to enter the amount to be transferred and pay the fee (subject to the current Tariffs of Contact)
After that, all you need to do is tell your recipient the address of the bank at which they can collect the money, and give your recipient the unique transfer number
One more advantage of Contact is that your transfer will be delivered to the recipient in full and without the recipient’s having to pay any fee; besides, the delivery is never later than the day after the transfer.
If you decided to receive a transfer via Contact and act in the capacity of a recipient, then, you will need to:
Obtain the following information from your sender:
The address of the bank where you will collect your transfer
The transfer number
The amount transferred
Contact the bank during the banking hours
Produce your ID for the bank official
Collect the amount transferred in full (please, note that you do not pay any fee when collecting any amount transferred to you via Contact)
The countries that CONTACT covers:
Azerbaijan
Belarus
Belgium
Bulgaria
Burundi
Great Britain
Germany
Greece
Georgia
Denmark
Israel
Iran
Spain
Kazakhstan
Canada
Kirghizistan
Latvia
Lithuania
Moldova
Poland
Portugal
Puerto-Rico
Russian Federation
Romania
United States of America
Tajikistan
Uzbekistan
Ukraine
The Czech Republic
Switzerland
Sweden
Estonia
If you opt for the Bistraya Pochta to make a money transfer, you are always welcome at Unibank.
The Bistraya Pochta of transfers without bank accounts opened was established by Russia’s IMPEXBANK in 2000 and provides the following services currently:
Express transfers between Azerbaijan, Russia, Georgia, Belarus, Kazakhstan, Kirghizistan, Moldova, Tajikistan, Uzbekistan, Ukraine – and around Russia
Targeted transfers from Russia to Azerbaijan, Georgia, Kazakhstan, Tajikistan, Ukraine, Turkey – and back
Targeted transfers from Italy to Russia.
The transfers are in RUR within Russia and in USD and EUR outside Russia.
The Bistraya Pochta will enable you to organise a money transfer:
Rapidly – the express-transfer only takes 1 minute to make
Simply – the minimised formalities associated with sending a transfer
Economically – the low fees taken for transfers
Easily – the total number of outlets supporting the Bistraya Pochta exceeds 3500 in the participating countries.
If you have decided to transfer money via the Bistraya Pochta and thus become a sender, you will need to:
Produce your ID for a clerk of our bank
Fill in a transfer form
Give the exact passport information of your recipient (if the information is in the Latin alphabet, we suggest you should avoid using an appropriate fount)
Enter the amount to be transferred and pay the transfer fee (subject to the Tariffs of the Bistraya Pochta)
Forward to your recipient the unique transfer number that our clerk will give you.
If you have decided to receive a transfer via the Bistraya Pochta and thus become a recipient, you will need to:
Produce your ID for the clerk of the bank
Give the clerk your unique transfer number that you have received from your sender
The Bistraya Pochta transfer fees:
2% of the amount transferred in a foreign currency within the Commonwealth
If you decided to use the Faster System to make your next money transfer, you can always approach Unibank for the purpose.
This system has the following operational and service advantages:
The high speed – it only takes 1 minute to transfer money;
The express transfers are made without bank accounts opened;
The electronic transfer receipt and despatch forms are used;
The transfer fee is very beneficial;
The system covers a wide network of service units around Kazakhstan as well as at the branches of the partner banks in CIS;
Only the customer’s ID is required – and no other documents;
The senders and recipients are notified of the money dispatch/arrival by means of SMS messages.
If you have decided to make a money transfer via the Faster System and be a sender, you will please
Produce your ID
Give your name, surname and father’s name
Specify the bank branch for your recipient to go to for the money you are sending.
Verify the name of the recipient, the name of the branch and the amount transferred
Send the money transfer details (the unique number, the code word, the amount and your name) to your recipient.
If you have decided to receive a transfer via the Faster System and be a recipient, you will please
Produce your ID
Produce your unique transfer number, code word and indicate the amount transferred for you
Specify the branch of the Bank TuranAlem from which you are receiving the transfer
Give the name, surname and father’s name of the sender.
If you decided to use Xpress Money to make a money transfer, you can always apply to Unibank.
You can benefit by the following service facility without the need to open a bank account in the format of this system:
Dispatch and receipt of USD money transfers
Xpress Money will make your money transfers:
Swift
Reliable
Economical
If you decided to send an Xpress Money transfer, you will please do the following:
Let the clerk of our Bank see your ID,
Fill in the transfer application and indicate in it how much and to where you would like to send,
Give the clerk the exact and accurate passport information of your recipient,
Produce the money intended for transfer and pay the transferring fee (in accordance with the Xpress Money Tariffs),
Communicate the unique transfer number that you obtain from our clerk to your recipient.
If you decided to receive an Xpress Money transfer, you will please do the following:
Let the clerk of our Bank see your ID,
Let the clerk of our Bank know the unique transfer number that you have received from your sender.
The Xpress Money Transfer Charges:
Transfer amount (USD)
Charges (USD)
0-100
5
100.01-200
7
200.01-300
10
300.01-400
12
400.01-500
16
500.01-750
18
750.01-1000
21
1000.01-1250
30
1250.01-1500
30
1500.01-1750
33
1750.01-2000
37
2000.01-2500
41
2500.01-3000
45
3000.01-4000
53
4000.01-4500
57
4500.01-5000
62
If you have decided to make a money transfer via MIGOM, you can always do this at Unibank.
The MIGOM system of money transfers sports the following advantages:
The maximal rapidity of processing a transfer order – merely 10 minutes;
The low tariffs - 2% to 3%;
Security;
Money transfers are drawn without any fee payable;
The arrangement is simple.
This system allows you to make transfers in USD, RUR and EUR without having to open a bank account.
If you have decided to send a money transfer via MIGOM, you will please:
Provide the operator of our bank with your ID
Fill in the transfer application including the exact passport details of your recipient
Enter the amount to be transferred and pay the transfer fee (subject to the tariffs of MIGOM)
Obtain the 9-digit transfer control number and the list of the MIGOM stations in the town of your recipient from our operator
Notify the recipient of the transfer and let them know the transfer control number, the exact amount transferred, the full name of the sender and the list of the MIGOM stations in the town of the recipient
If you are the recipient of a money transfer via MIGOM, you will please:
Provide the operator of our bank with your ID
Fill in the transfer receipt application including your transfer control number
Draw the transferred amount down
The countries that MIGOM covers:
Abkhazia
Azerbaijan
Belarus
Georgia
Kazakhstan
Kirgizstan
Latvia
Moldova
Pridnestrovye
Russia
UK
Tajikistan
Uzbekistan
Ukraine
France
the Czech Republic
MIGOM tariffs
USD
Transfer amount in USD
Transfer Fee, USD
1-100
4
100.01-200
5
200.01-300
7
300.01-400
9
400.01-500
12
500.01-600
15
600.01-700
18
700.01-800
21
800.01-900
24
900.01-1000
27
1000.01-1500
30
1500.01-2000
40*
* For the transfers more than 2000 USD for each next 500 USD, 10 USD is added as a transfer fee.
MIGOM tariffs
RUR
Transfer amount in RUR
Transfer Fee, RUR
up to 1 000,00
20,00
1 000,01 – 3 000,00
40,00
3 000,01 – 6 000,00
90,00
6 000,01 – 10 000,00
160,00
10 000,01 – 15 000,00
250,00
15 000,01 – 20 000,00
350,00
20 000,01 – 30 000,00
500,00
30 000,01 – 40 000,00
700,00
40 000,01 – 50 000,00
900,00
50 000,00 – 65 000,00
1 150,00
65 000,01 – 80 000,00
1 450,00
80 000,01 – 100 000,00
1 800,00*
* For the transfers more than 100 000,00 RUR for each next 20000,00 , 300,00 is added as a transfer fee.
“The LIDER International Money Transfers” is a system of instant money transfers for individual users. LIDER is one of the biggest players in the Russian market of money transfers and is also active in CIS. The purpose of LIDER is to meet the demands of those people who urgently need to send or receive money with minimum costs but with reliability guaranteed.
The advantages of LIDER:
The low transfer fee – in Unibank, it will start at 1.2% per any amount transferred;
The instant transfer completion;
LIDER supports RUR, USD and EUR;
The money transfer can be received at any outlet in the country of destination;
The sender does not have to indicate the exact postal address of the recipient;
Security and reliability provided by the special software package;
Free SMS alerts about the status of your transfer.
The additional free service:
When you make a money transfer, you can text in the accompanying message (up to 20 words);
LIDER will notify the recipient of the transfer via e-mail.
The LIDER system is serviced and maintained by LIDER Non-Commercial CJSC. The LIDER despatch and receipt units are in Russia, CIS and outside CIS. Their number is increasingly constantly.
The Zolotaya Korona – Money Transfers is the system of instant money transfers without account opening that has more than 13,500 outlets in Russia, the rest of CIS and, generally, more than 190 countries. Right now, the system partners more than 250 banks in CIS.
The advantages of the Zolotaya Korona transfers:
Speed – money transferred via the system can be collected in only a few seconds after.
Benefit – the transfer fee payable for Russia and CIS destinations starts at 1.5%.
The currencies supported – RUR, USD, EUR
Comfort – all you have to do is give the country and the town of destination, and the recipient can choose the most convenient outlet to take the transferred money.
To receive a money transfer, you have to:
Have with you your ID,
Give the transfer number to the bank clerk.
Specify the amount to be received.
The largest amount per transfer is RUR 500,000 or the RUR equivalent of an amount of up to USD 20,000.
BLIZKO Money Transfers is a system of instant money transfers for retail customers. The transfers can be made in RUR, USD and EURO. Every BLIZKO transfer is protected reliably with a unique 8-digit control number. One minute after the transfer has been made via BLIZKO, it is available for drawdown at any outlet of the system within the country of destination regardless of what town it was sent to. This makes it much easier to collect the transferred money if the recipient is in a town different from the one to which the sender transferred the money.
The free-of-charge additional services:
The transfer of a message of up to 50 characters together with the money;
The email notification of the transfer to the recipient.
BLIZKO supports quick, comfortable, reliable and simple money transfers at low tariffs regardless of the destination and the outlet in question.
The BLIZKO transfer tariffs (transfers in USD or EURO)
The transfer amount
The transfer fee
100,00-ə qədər
2
100,01 – 200,00
4
200,01 – 300,00
6
300,01 - 400,00
8
400,01 - 500,00
10
500,01 – 600,00
12
600,01 – 700,00
14
700,00 – 800,00
16
800,01 - 900,00
18
900,01 - 1000,00
20
1000,01 – 1250,00
25
1250,01 – 1500,00
30
1500,01 – 1750,00
35
1750,01 – 2000,00
40
2000,01 - 2500,00
50
2500,01 – 3000,00
60
3000,01 – 3500,00
70
3500,01 – 4000,00
80
4000,01 – 4500,00
90
4500,01 – 5000,00
100
5000,01 – 5500,00
110
5500,01 – 6000,00
120
6000,01 – 6500,00
130
6500,01 – 7000,00
140
7000,01 – 7500,00
150
7500,01 – 8000,00
160
8000,01 - 8500,00
170
8500,01 - 9000,00
180
9000,01 – 9500,00
190
9500,01 – 10 000,00
200
BLIZKO has low fixed tariffs depending only on the amount transferred and the currency of the transfer in each given case
Coinstar Money Transfer (CMT) serves retail customers in more than 143 countries. The main advantage of CMT is that the money reaches the recipient within a few minutes after the data input. Coinstar (Travelex) Money Transfer covers 143 countries and 40,000 bank branches as well as the Travelex and Thomas Cook outlets at airports and other offices supporting money transfers.
That is, the majority of the more important countries of the world and their most important cities are covered with the dense network of outlets ready to receipt and hand you over the transferred money as soon as in 20 minutes after the data input.
Unification is the distinguishing feature of the tariff plan of Coinstar, which means that any transfer to Russia, Ukraine or to any destination outside CIS has the one and the same set of fixed fees that only vary depending on the amount transferred in USD or EURO.
Coinstar is the leader in terms of the price to geography coverage when it comes to abroad transfers.
The CMT tariffs (from CIS and the Baltics to other countries)
