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Inter-bank loans

“Unibank” is a market-maker and active participant of interbank monetary market and regularly widens the scope of contractors in financial markets. Along with this the Bank follows conservative principles in the policy of risk management.

 

The Bank carries operations on employment and flotation of funds in manats and in foreign currency, as well as employment and flotation of funds according to bilateral credit arrangements. Interbank credits are allowed to correspondent banks on which line of credits are open, as well as to banks which have not lines of credits. The latter have opportunity to get interbank credits under different kinds of covering the funds.

 

When it comes to banks interested in gaining limits we would like to bring to your notice that for establishment and management of limits of crediting is used complex assessment of reliability and stability of financial condition of correspondent banks.And with it operations under interbank crediting are performed only within the frames of general arrangements which allow perform monitoring of financial condition of contractors on a regular basis. 

 

Conditions:

Amount

From 50.000 AZN/USD to 5 mln. AZN/USD

Period

Up to 12 months

Annual % rate

Negotiable and subject to the weighted average market interest rate

Currency

AZN/USD/EUR

Repayment form

Settlement in annuity installments (equal monthly tranches including the accrued interest charge and the principal amount reimbursement due). Settlement of the principal amount in accordance with the schedule agreed with the Borrowing bank with the monthly payment of the interest charge

Collateral

T-bills

Real Estate

AZN and foreign-currency deposits

 

Special note:

 

The bank provides the opportunity to obtain a credit line for the duration of up to one year, during which the Borrowing bank will be in a position to borrow and reimburse repeatedly a certain amount within the limits stipulated in the relevant agreement.

 

The Treasury of Bank guarantees operative consideration all inquires for the operations of interbank crediting by results of the all-round analysis of balance parameters on the potential borrower. Concerning interbank crediting and the conclusion of General agreements the request to address in Treasury by phone: (+012) 498 2244, internal number - 2612.


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