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Visa Gold
These cardsare prestigious cards testifying to the wealth of their owners. The holders of the “gold” cards can expect special treatment, the highest quality of service, considerable discounts and beneficial offers when buying goods and services around the world. You can use your “gold” cards to draw cash and shop at any trade and service centre the world over.

Conditions and additional services

Term from 1 to 4 years
Fee 1 year 70 AZN/USD/EUR/GBP
2 years 90 AZN/USD/EUR/GBP
3 years 120 AZN/USD/EUR/GBP
4 years 180 AZN/USD/EUR/GBP
GBP currency only for VİSA cards 
Additional Card 1 year 50 AZN/USD/EUR
2 years 70 AZN/USD/EUR
3 years 100 AZN/USD/EUR
4 years 120 AZN/USD/EUR
Urgent order 10 AZN/USD/EUR/GBP

Cash withdrawal
Unibank’s ATMs and offices
1% min. 1 AZN/USD
Cash withdrawal
Azerbaijan’s other banks’ ATMs and offices
(for banks that use the same prosessing center as Unibank)
1.5% min. 1 AZN/USD
Cash withdrawal
Azerbaijan’s other banks’ ATMs and offices
(for bank’s that use other processing center than Unibank does)
1.5% + comission of other banks, min 3.5 AZN/USD, 2 EUR
ATM and offices of the banks outside Azerbaijan 1.5% + comission of other bank, min 3.5% AZN/USD, 2 EUR
 
To take off the block from the card free of charge
Request for complain operations 30 AZN/USD/EUR/GBP
Currency conversion 0.5% from the amount converted
PIN change 2 AZN/USD/EUR
Card-to-Card transfer 0.5% min. 1 AZN/USD/EUR/GBP
SMS information Monthly 2 AZN + 0.06 AZN per 1 SMS
Duplicate card fee 10 AZN/USD/EUR
Required documents

ID

Important! 

When you are issued a card, you are also given a sealed envelope containing your personal identification number (PIN). You will need your PIN when you decide to draw cash using your card. Please, remember that nobody but you should ever know your PIN. If you give your PIN out to a third person, you will put your card at peril.

The risk of any fraud involving your card(s) will be practically nullified provided that you abide by these simple security rules.
 


 
Card types
   Visa Electron
   MasterCard Maestro
   MasterCard Standard
   Visa Classic
   MasterCard Gold
   Visa Gold
   Visa Platinum
   MasterCard Platinum
   Сlick Card
   VISA Infinite
Card advantages
   Card-to-Card
   Endirim Club
   PİN Change
   Payment of communal services
   Benefits of the Card
Help and recommendations
   FAQ
   The security alphabet
   You need to know
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Interest in Advance deposit
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Increase deposited amounts and get bonuses!
For those who dream to buy a computer
Do you want to drive a car you dream of? Then our car loan is for you
Get higher interest!
You can send and receive money by ATM`s
Apply for your card at home!
Benefit from financial consulting services of Unibank
Any services in leasing market
Encash the cheques issued by other banks and spend less time
Transfer and receive money and get bonuses
Our Home Repair Loans are at your service!
The best way to secure your documets and all things that are important to you
For those who want to change a PIN code securely and quickly
Feel the art of individual approach
Receive your interest in advance!
You can find our Branches and ATMs here
The most convenient and true way of payment of salaries
For those who want to make professional growth with Unibank
A loan facility that perfectly suits the needs of small business.
Pay İnternet, cable TV and insurance services from home
Do you want to buy a home or an appartment? Apply for our mortgage loan!
Withdraw your funds without losing your interest!
For those who want to buy furniture
Apply for a card with a design you want
Do you want to catch up with the progress? Then this loan is for you
Enjoy soccer with Unibank!
Benefit from Unibank's products and services via Internet
Professional broker and dealing services in securities market
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